Covered California

Covered California is a free service that connects Californians with brand-name health insurance under the Patient Protection and Affordable Care Act. It’s the only place where you can get financial help when you buy health insurance from well-known companies. That means when you apply, you may qualify for a discount on a health plan through Covered California, or get health insurance through the state’s Medi-Cal program. 

How do I apply?

You can apply online, by phone or by mail. You can also get in-person assistance completing your application. Apply online at or visit to find in-person assistance. By applying online or with in-person help, you can be sure your application is complete. If applying with a paper application, make sure you pick a health plan when you apply and that you send it to Covered California to be received by the deadlines outlined above.

I enrolled in a plan through Covered California: How will I get my premium bill and insurance cards?

Your health plan will send your first premium bill directly to you, as well as insurance cards once your premium is paid.

I received my premium bill: How can I pay it?

You need to pay the health plan that you enrolled in directly. You can pay your premium bill by mail – but be sure you send it so the plan will receive your payment in accordance with the chart above. Your health plan may also accept payment through the phone or online, which will be faster than mailing your payment. Contact your health plan for more information about payment options.

Additional Links

Información en español. (

Learn more about how this health care reform works for your small business. (

Request enrollment assistance. (

Frequently Asked Questions (